Fair Isaac’s Q2 Revenue Up 39%, Net Income Soars 63%, FY26 Guidance Raised
FICO•Fair Isaac's Q2 revenue surged 39% YoY with net income up 63%, scores segment up 60%, margin rose to 91% as management raised FY26 guidance. FICO and Citi will host 12 free credit education events nationwide through 2026, beginning May 28 in San Francisco to empower underserved communities.
1. Earnings Beat and Guidance Raise
Fair Isaac delivered Q2 revenue growth of 39% YoY with net income up 63%, driven by a 60% surge in its Scores segment from price hikes and a 127% jump in mortgage-originated analytics, expanding its operating margin to 91%. Management raised full-year 2026 revenue and EPS outlook and dismissed concerns over VantageScore’s competitive impact.
2. Launch of Free Credit Education Workshops
FICO’s Score A Better Future program will host a dozen free credit education workshops at select Citi branches nationwide through 2026, kicking off May 28 at the One California Street branch in San Francisco. Each event will offer expert-led sessions on reading credit reports, budgeting and long-term financial planning, with on-site specialists providing one-on-one counseling to underserved communities.
