FICO flags 17.1% rise in UK credit card accounts with three missed payments in May 2026 report
FICO•UK credit card stress rises in May 2026
Fair Isaac flagged rising UK credit card stress in May 2026, with three-missed-payment delinquency up 17.1% year-on-year.
- Average spend fell 3% month-on-month to GBP 790, roughly flat year-on-year.
- Average active balances slipped 0.3% to GBP 1,945, still up 4.3% year-on-year.
- Payment rate rose 4.7% month-on-month to 34.1%, still 4.1% below 2025.
- Overlimit accounts eased 5.7% to 1.3%, still 1.6% above May 2025.
