Financial Institutions posted Q2 2026 net income available to common shareholders of USD 20.82 million, up 21.3% year over year; diluted EPS rose 22.4% to USD 1.04.
Net interest income climbed 8.6% from a year earlier to USD 53.36 million; net interest margin widened 21 basis points to 3.70%.
Total loans increased 4.8% year over year to USD 4.75 billion, while deposits grew 2.8% to USD 5.30 billion.
Noninterest income edged up 3.2% year over year to USD 10.95 million, supported by investment advisory fees as Courier Capital AUM topped USD 4 billion.
CEO Martin K. Birmingham cited annualized loan growth of more than 10% with robust commercial demand; CFO W. Jack Plants II said deposit costs are leveling off.
FISI•
