First Citizens BancShares reports Q3 2026 CET1 capital ratio of 10.24%
First Citizens BancShares reported a third-quarter 2026 common equity Tier 1 ratio of 10.24%, above the 7% requirement. Its bank could pay $5.79 billion in additional dividends while remaining well capitalized at September 30.
1. Capital ratios and dividends
First Citizens BancShares’ third-quarter 2026 Pillar 3 report showed a 10.24% common equity Tier 1 ratio, compared with a 7% requirement, and a 12.9% total risk-based capital ratio, above the 10.5% requirement. The Tier 1 leverage ratio was 9%, against a 4% minimum. First-Citizens Bank & Trust could pay $5.79 billion in additional dividends while remaining well capitalized at September 30. Quarterly Purchase Money Note prepayments totaled $8 billion, leaving a carrying value of $20.45 billion.
