First Community completed the Signature Bank of Georgia merger on Jan. 8, 2026, adding government guaranteed lending and lifting average earning assets by $310.6 million.
Quarterly results improve on stronger net interest income
First Community posted Q2 net income of $7.6 million, up $2.4 million, with diluted EPS of $0.80.
Net interest income climbed 27.3% to $19.5 million; net interest margin widened 31 basis points to 3.5%.
Non-interest income rose to $5.6 million from $4.21 million, driven by investment advisory fees and government guaranteed lending income.
Non-interest expense increased to $15.27 million from $13.08 million, led by higher salaries and employee benefits.
FCCO•
