First Financial Bancorp Q2 FY26 net income rises 2.7% to $76.46 million - FFBC News | RalliesFirst Financial Bancorp Q2 FY26 net income rises 2.7% to $76.46 million
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FFBC• First Financial Bancorp reports higher quarterly profit and updates credit metrics
- First Financial Bancorp posted Q2 net income of $76.5 million, rising 9.2% from a year earlier; diluted EPS increased to $0.73.
- Net interest margin held at 3.96%, while return on average assets eased to 1.37% from 1.52% a year earlier.
- Noninterest income climbed 8.4% to $73.8 million, while noninterest expenses rose 25.5% to $161.5 million.
- Net charge-offs improved to 0.20% of total loans from 0.35% in Q1; allowance for credit losses edged up to 1.38%.
- Agreed to buy Finward Bancorp in an all-stock deal valued at about $208 million, expected to be about 5% EPS accretive.