First Financial Bankshares Q2 FY26 net income rises 7.84% to $71.89 million

• First Financial Bankshares posted Q2 2026 net income of $71.89 million, up 7.85% from a year earlier; EPS was $0.50.
• Net interest income rose to $136.91 million from $123.73 million; net interest margin widened 9 basis points to 3.90%.
• Noninterest income increased to $35.84 million from $32.87 million; noninterest expense climbed to $81.11 million from $71.74 million.
• Provision for credit losses increased to $4.18 million from $3.13 million; nonperforming assets were 0.80% of loans and foreclosed assets at June 30.

CEO David Bailey cited net interest margin expansion, higher wealth management and mortgage banking fees, disciplined growth, and prudent risk management.