First Horizon appoints Ray Cenolli to lead retail in four Mid-South states
FHN•First Horizon Bank has appointed Ray Cenolli as Retail Banking Executive for the Memphis market, overseeing Alabama, Arkansas, Mississippi and Southern Tennessee and succeeding Mandy Long. He brings leadership experience from Citizens Bank, where he oversaw 14 regions as Senior Vice President.
1. Retail Banking Executive Appointment
Ray Cenolli joined First Horizon Bank as Retail Banking Executive in Memphis, overseeing operations across Alabama, Arkansas, Mississippi and Southern Tennessee and replacing Mandy Long.
2. Cenolli's Leadership Background
Prior to this role, Cenolli served at Citizens Bank as Senior Vice President and District Sales Manager, overseeing 14 regions in the Northern Boston area, and held regional and branch management positions focused on operational excellence and talent development.
3. Company’s Regional Footprint
First Horizon manages $84.1 billion in assets as of March 31, 2026, operating in 12 southern states with services spanning commercial banking, consumer, wealth management, mortgage banking and more.
