First Internet Bancorp posted 2Q26 net income of $2.4 million, swinging from a loss in 2Q25; diluted EPS was $0.27.
Revenue rose 23% from 2Q25 to $41.1 million; net interest income increased 16% to $32.4 million.
Net interest margin widened 43 basis points from 2Q25 to 2.39%; fully taxable-equivalent NIM rose 43 basis points to 2.47%.
Provision for credit losses fell 18% from 1Q26 to $13.4 million; nonperforming loans were 1.58% of total loans, or 1.07% excluding fully-guaranteed balances.
Fintech deposits totaled $3.6 billion, more than doubled from 2Q25; fintech payments volume was $314 billion TTM, rising 256% from the TTM ended 6/30/25.
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