First Keystone Q2 FY26 net income rises 29.6% to $3.78 million; net interest income increases 8.5% to $10.32 million
FKYS•Balance sheet
- Total assets grew to $1.57 billion at June 30, 2026, while deposits rose 3.7% to $1.18 billion.
Second-quarter results
- First Keystone posted Q2 net income of $3.78 million, up $863,000 from the year-ago quarter; EPS rose to $0.60 from $0.47.
- Net interest income climbed 8.5% to $10.32 million as interest income increased 5.8% to $19.98 million.
- Net interest margin edged down 0.01 percentage point to 2.77% on higher interest on deposits and subordinated debt.
Credit losses and non-interest income
- Provision for credit losses remained a recovery, rising to $299,000 from $237,000, while non-interest income increased 19.3% to $2.15 million.
