FirstCash Q3 adjusted profit beats on strong pawn demand
FCFS•FCFS•FCFS•FCFS•FirstCash reported Q3 revenue of $1.10 billion and adjusted EPS of $2.68, beating analyst estimates of $1.07 billion and $2.63. It raised its quarterly dividend 10% to $0.46 per share and expects double-digit pawn revenue growth in Q4 2026.
FirstCash said Q3 revenue rose 18% year over year to $1.10 billion, while adjusted EPS was $2.68. Analysts had expected revenue of $1.07 billion and adjusted EPS of $2.63. Adjusted net income was $116.18 million, compared with an estimate of $112.43 million.
The company said record pawn receivables and double-digit growth in pawn fees across all segments drove results, alongside merchandise sales, margins and inventory turnover. FirstCash added 14 pawn stores in Q3 and raised its quarterly dividend by 10% to $0.46 per share. For Q4 2026, it expects double-digit revenue growth and margin expansion from pawn operations, low-double-digit growth in U.S. pawn receivables and fees, and a 15% to 20% decline in Retail POS Payment Solutions net revenue.
