Five Star Bancorp Q2 FY26 net income climbs 33.72% to $19.4 million; net interest income rises 26.2% to $46.08 million - FSBC News | RalliesFive Star Bancorp Q2 FY26 net income climbs 33.72% to $19.4 million; net interest income rises 26.2% to $46.08 million
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FSBC• Quarterly results and balance sheet
- Five Star Bancorp posted Q2 net income of $19.4 million, up 33.71% from a year earlier; EPS rose to $0.91 from $0.68.
- Net interest income climbed 26.2% to $46.08 million; net interest margin widened 10 basis points to 3.63%.
- Total deposits increased 14.24% to $4.8 billion from Dec. 31, 2025; loans held for investment rose 10.91% to $4.5 billion.
- Nonperforming loans rose to $13.4 million from $3.1 million at year-end; non-accrual loans were 0.30% of loans held for investment.
- The board declared a $0.25 per-share cash dividend; a tenth branch is set to open in Lodi in July 2026.
