Franklin Financial Services Q2 FY26 net income rises 11.9% to $6.6 million; NIM widens 29 basis points to 3.5%

The board declared a $0.34 per share Q3 cash dividend, payable Aug. 26, representing a 3% increase from Q3 2025.

Franklin Financial Services posted Q2 net income of $6.6 million, up 11.9% from a year earlier, with earnings per share of $1.47.

Net interest margin widened to 3.50% from 3.21% in Q2, as tax-equivalent net interest income rose to $19.6 million.

Total assets climbed 4.3% to $2.34 billion at June 30, while deposits increased 4.8% to $1.92 billion and net loans grew 3.1% to $1.59 billion.

Wealth management fees increased 6.1% to $2.6 million, with assets under management of $1.48 billion.