Regulatory capital required was USD 161 billion; capital shortfall excluding buffers was USD 101 billion, with USD 73 billion Senior Preferred Stock excluded.
Q2 net income and revenue rise
Freddie Mac posted Q2 2026 net income of USD 3.8 billion, up 61% year-over-year, lifting net worth to nearly USD 78 billion.
Net revenues rose 1% to USD 6 billion; net interest income climbed 13% to support a 7-basis-point rise in net interest yield to 69 basis points.
Credit swung to an USD 880 million benefit, driven by a Single-Family reserve release tied to updated house price scenario generation.
Mortgage portfolio and new business
Total mortgage portfolio grew to USD 3.7 trillion; Single-Family new business totaled USD 110 billion, with refinance at 33% of volume.
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