In the third quarter, GatePass Capital LLC trimmed its holdings in SoFi Technologies by 18.3%, disposing of 22,476 shares and ending the period with 100,045 shares. This stake represented approximately 1.5% of GatePass’s total portfolio and ranked as its 14th largest position. As of the latest SEC filing, the remaining shares were valued at $2.643 million, reflecting the institutional investor’s strategic reallocation amid broader portfolio adjustments.

Over the last quarter, SoFi insiders sold a combined 167,813 shares valued at $4.403 million. CEO Arun Pinto initiated a sale of 46,132 shares, reducing his holding by 25%, while CTO Jeremy Rishel divested 91,837 shares, a 10.36% decrease. Following these transactions, Pinto and Rishel hold 138,396 and 794,598 shares respectively, underscoring a notable shift in insider exposure to the company’s equity.

SoFi reported third-quarter revenue of $949.63 million, up 37.7% year-over-year, surpassing the consensus estimate of $880.33 million. Adjusted earnings per share of $0.11 topped forecasts by $0.02, driving a net margin of 19.3% and return on equity of 5.1%. Management issued fiscal 2025 EPS guidance of $0.37, reflecting confidence in continued top-line growth from loan originations, deposit inflows and expanding fintech services.

Analysts remain divided on SoFi’s outlook: one research firm maintains a Strong Buy, while six rate the stock as Buy, thirteen as Hold and three as Sell, resulting in a consensus Hold rating. Price targets range from the low-20s to mid-30s, indicating differing views on SoFi’s ability to sustain high growth rates and improve profitability amid intensifying competition in digital banking and lending.