Grupo Financiero Galicia presents investor update showing 11.3% return on equity
GGAL•Grupo Financiero Galicia reported second-quarter 2026 return on equity of 11.3%, up 167 basis points year over year. Financial margin narrowed to 17.9%, the efficiency ratio improved to 35%, and Banco Galicia’s net loans rose to ARS 22.51 trillion.
1. Second-quarter results
Grupo Financiero Galicia’s investor presentation reported second-quarter 2026 return on equity of 11.3%, up 167 basis points year over year, while its financial margin narrowed 129 basis points to 17.9%. The efficiency ratio improved 591 basis points to 35%; Banco Galicia’s net loans rose 11% year over year to ARS 22.51 trillion, and deposits increased 1% to ARS 27.03 trillion.




