Hancock Whitney expects 2026 net interest income growth of 9%-9.5%
HWC•Hancock Whitney expects 2026 net interest income to grow 9%-9.5% and adjusted pre-provision net revenue to rise 8%-8.5%. It projects fourth-quarter net interest income growth of 3%-4% from $314.9 million in the third quarter.
1. 2026 outlook
Hancock Whitney forecasts 2026 net interest income growth of 9%-9.5%, with adjusted pre-provision net revenue rising 8%-8.5%. Fourth-quarter net interest income is projected to increase 3%-4% from $314.9 million in the third quarter. The company expects modest net interest margin expansion from 3.61%, assuming one 25-basis-point rate hike in December.
2. Loans, deposits and costs
Year-end loans and deposits are expected to rise by low double digits, including the One Florida Bank acquisition. Annual adjusted noninterest expenses are projected to climb 8%-8.5%, with the efficiency ratio remaining below 55%.
