Hanmi Financial Q2 FY26 net income rises 4.2% to $23.5 million - HAFC News | RalliesHanmi Financial Q2 FY26 net income rises 4.2% to $23.5 million
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HAFC• Quarterly results and balance sheet trends
- Hanmi Financial Q2 2026 net income rose 4.2% from Q1 to USD 23.5 million, lifting diluted EPS to USD 0.79 from USD 0.75.
- Net interest income increased 1% from Q1 to USD 63.9 million, while net interest margin narrowed 0.02 percentage points to 3.36%.
- Deposits grew 2.3% sequentially to USD 7 billion, with noninterest-bearing demand deposits rising 5.2% to 30.7% of total deposits.
- Credit loss expense fell to USD 1.2 million from USD 2.9 million in Q1, while nonperforming assets improved to 0.12% of total assets from 0.16%.
- CEO Bonnie Lee cited lower funding costs and expense discipline, maintaining optimism for further earnings growth in H2 2026 on strong pipelines.