Happen Q3 2026 diluted EPS rises 35% year over year to $0.50
HAPN•Happen’s third-quarter 2026 diluted EPS rose 35% year over year to $0.50, while total net revenue fell to $263.2 million. The company raised full-year diluted EPS guidance to $1.87–$1.92 and narrowed loan originations guidance to $12.3 billion–$12.4 billion.
1. Quarterly results and outlook
Happen’s third-quarter 2026 diluted EPS rose 35% year over year to $0.50, while total net revenue fell year over year to $263.2 million. Loan originations climbed 26% to $3.3 billion, driven by product and marketing initiatives. The bank began underwriting and originating home improvement loans and added distribution partners. Full-year diluted EPS guidance increased to $1.87–$1.92, and loan originations guidance narrowed to $12.3 billion–$12.4 billion.




