HCI Group Q2 FY26 net income rises 18% to $83 million; diluted EPS climbs to $5.60
HCI•Loss ratio and expenses
Gross loss ratio widened 0.9 percentage points to 22.2% as losses and loss adjustment expenses increased to $71 million.
Premiums and reinsurance costs
Gross premiums earned climbed 6% to $321 million; premiums ceded for reinsurance edged down to $102 million on lower catastrophe reinsurance costs.
Q2 FY26 net income and EPS rise
HCI Group posted Q2 2026 net income of $83 million, up 18% from a year earlier; diluted EPS rose to $5.60.
Investment income and other revenue
Net investment income increased to $19 million; other revenue rose to $5 million on new customers for Exzeo’s insurance technology platform.
Management said results were record-setting for the first half of 2026, citing a focus on performance across operating environments.
