Home BancShares Q2 FY26 net income rises 0.8% to USD 119.3 million; net interest margin widens 0.07 percentage point to 4.51% - HOMB News | RalliesHome BancShares Q2 FY26 net income rises 0.8% to USD 119.3 million; net interest margin widens 0.07 percentage point to 4.51%
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HOMB• Quarterly earnings and margin
- Home BancShares posted net income of USD 119.33 million, up 0.8% year over year; diluted EPS slipped to USD 0.59 from USD 0.60.
- Net interest margin widened to 4.51% from 4.44%; net interest income on a fully taxable equivalent basis rose 9.8% to USD 244.3 million.
Expenses, balance sheet and credit quality
- Non-interest expense climbed 16.8% to USD 135.49 million, including USD 12.73 million of merger and acquisition expense tied to the MCBI deal.
- Total assets increased to USD 24.71 billion as of June 30, 2026; deposits rose to USD 19.11 billion, boosted by the Mountain Commerce acquisition.
- Non-performing loans rose to USD 185.33 million, or 1.08% of total loans, after a USD 92.1 million relationship moved to non-accrual.
