ING-backed euro stablecoin consortium grows to 37 banks, eyes H2 launch

INGING

Qivalis added 25 European banks—including ABN Amro, Rabobank, Banco Sabadell and Bankinter—to bring its stablecoin consortium to 37 major institutions across 15 countries. ING, as an existing member, stands to gain from planned H2 issuance of a euro-backed stablecoin and its 24/7 cross-border payment network.

1. Consortium Expands to 37 Banks

The Qivalis consortium has grown by 25 new European members, including ABN Amro, Rabobank, Banco Sabadell, Bankinter, Bank of Ireland, Handelsbanken and Nordea, bringing the total to 37 major financial institutions across 15 countries. Existing participants such as ING, BNP Paribas and BBVA now sit alongside this expanded network.

2. ING's Strategic Position

As a founding member, ING can leverage the consortium’s euro-denominated stablecoin to enhance its digital payments infrastructure, positioning itself to offer low-cost, instant cross-border transfers and support tokenized asset settlements for corporate and retail clients.

3. Regulatory Approval and Launch Timeline

Qivalis expects Dutch central bank authorisation imminently to operate as an e-money institution. Once regulatory and technical requirements are met, the consortium plans to issue its euro-backed stablecoin in the second half of this year, with a 1:1 reserve backing and full alignment with MiCA.

4. Use Cases and Market Impact

The stablecoin will enable 24/7 low-cost cross-border payments with optional scheduling and streamline settlement for tokenized bonds and digital assets, reducing counterparty credit risk and unlocking new revenue streams for participating banks including ING.

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