ING Research estimates missed wealth from deposit-heavy savings
ING Research estimated eurozone households could have added EUR 1.17 trillion in wealth by 2025 by shifting 25% of deposit inflows into funds since 2002.
The missed gains rose to EUR 2.79 trillion if the same money had been invested in listed shares, equal to 17.7% of GDP.
Asset allocation began shifting in 2025, with more financial savings moving into stocks, bonds and funds than bank deposits.
Deposits fell to 62% of liquid household assets in 2025 from 67% in 2019; investment funds rose to 23%.
Survey data showed 42% of Europeans still view investing as casino-like gambling, signaling a persistent financial literacy constraint.
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