Jefferson Capital Q2 FY26 net income falls 13.4% to $41.3 million; revenue rises 16.2% to $177.5 million
JCAP•Q2 FY26 results
Jefferson Capital posted Q2 2026 net income of $41.3 million, or $0.67 per share, with pre-tax income totaling $53.3 million.
Revenue rose 16.2% year over year to a record $177.5 million.
Operating performance
Operating expenses climbed 45.6% to $95.4 million.
Collections increased 18% to $300.9 million, while deployments grew 21% to $152.2 million.
Portfolio and cash efficiency
Estimated remaining collections advanced 18% to $3.4 billion.
The cash efficiency ratio was 72.2%, down 3.7 percentage points.
Management comments and dividend
Management flagged a favorable investment backdrop, with heightened focus on auto finance.
The company declared a quarterly dividend of $0.24 a share.
