Judo Capital expects RBA to raise cash rate 25 basis points to 4.85%
TLT•Judo Capital expects the Reserve Bank of Australia to raise its cash rate by 25 basis points to 4.85% on November 3, 2026, after annual trimmed mean inflation reached 3.7% in September.
1. Rate outlook
Judo Capital expects the Reserve Bank of Australia to raise its cash rate by 25 basis points to 4.85% on November 3, 2026. Annual trimmed mean inflation reached 3.7% in September, strengthening expectations for tighter monetary policy.
2. Credit growth
Investor housing credit growth slowed to a 4.1% annualized rate in September from around 10.5% earlier this year, as rates and tax changes weighed. Owner-occupier credit grew 6.1% year over year, while business credit increased 11.3%.
3. Dwelling inflation
New dwelling inflation is projected to slow to around 1% by mid-2027, easing headline inflation pressure.
