KS Bancorp posted Q2 net income of $2.9 million, up 26.1% year over year; EPS rose to $2.57.
Net interest income before provision climbed 19.1% from a year earlier to $8.2 million; provision for credit losses was $285,000.
Balance sheet and dividend update
Total assets grew 6.4% from Dec. 31, 2025 to $875.5 million; net loans increased 7.5% to $714.3 million.
Deposits rose 4.6% from year-end to $784.1 million; long-term borrowings increased $3 million to $14.2 million after a subordinated debt issuance.
Quarterly cash dividend lifted 13.3% to $0.34 per share; CEO Earl W. Worley, Jr. flagged ongoing investment in personnel, technology, and infrastructure.
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