Ladder Capital Reports $0.690 Per Share in 2025 Dividends with $0.651 Ordinary
For tax year ended December 31, 2025, Ladder Capital’s Class A common stock paid $0.690 per share in dividends, comprising $0.651 ordinary dividends and $0.033 capital gains. Each of the first three quarters issued $0.230 per share distributions with $0.217 ordinary dividends, $0.011 capital gains and $0.002 return of capital.
1. Tax Treatment of 2025 Dividends
Ladder Capital Corp has detailed the U.S. federal tax characterization of its 2025 Class A common stock distributions. For the three cash dividends declared on March 31, June 30 and September 30, the Company paid a total of $0.690 per share for the 2025 tax year. Of that amount, $0.651 per share is treated as ordinary dividend income, $0.033 per share as long-term capital gain and $0.006 per share as non-dividend return of capital. No portion of the distributions qualified as qualified dividend income. These figures will be reported in Boxes 1a, 2a and 3 of Form 1099-DIV for calendar-year taxpayers.
2. Upcoming Fourth Quarter and Full Year 2025 Results
Ladder Capital will release its fourth quarter and full year 2025 financial results on Thursday, February 5, 2026, before market open, followed by a conference call and webcast at 10:00 a.m. Eastern Time. Management will discuss net interest income trends, loan origination volumes and credit metrics. Domestic investors can dial (877) 407-4018 and international participants (201) 689-8471; a replay will be available through February 19, 2026. The webcast and archived audio will be accessible via the Company’s Investor Relations site.
3. Analyst Expectations for Earnings
Equity research teams anticipate a year-over-year decline in Ladder’s fourth quarter earnings per share, driven by margin compression in the mortgage loan portfolio and moderating fee income from loan sales. Analysts point to an estimated 10% reduction in net interest margin relative to the prior-year quarter and forecast core EPS below consensus by roughly $0.05, reflecting higher funding costs and reinvestment of prepayment proceeds at lower yields.
4. Company Profile and Capital Structure
Founded in 2008, Ladder Capital is a publicly listed, investment-grade-rated commercial real estate finance company that has deployed over $49 billion of capital across first mortgage loans, net-leased properties and investment-grade securities. The firm is internally managed, with more than 11% of shares owned by insiders, ensuring alignment with external investors. Ladder maintains a conservative balance sheet, rated Baa3 by Moody’s and BBB- by Fitch, both with stable outlooks, and operates from headquarters in New York City and a regional office in Miami.