Lloyds Bank Q3 2026 total capital ratio falls to 19.3%
LYG•Lloyds Bank’s total capital ratio fell to 19.3% at September 30, 2026, from 20.1% at year-end, while its CET1 ratio remained at 13.6%. Risk-weighted assets rose by £8.72 billion to £203.02 billion.
1. Capital and liquidity ratios
Lloyds Bank’s Q3 2026 capital report showed its total capital ratio fell to 19.3% from 20.1% at year-end, reflecting AT1 instrument calls and higher risk-weighted assets. Risk-weighted assets increased by £8.72 billion to £203.02 billion, largely driven by strong lending growth. The CET1 ratio was unchanged at 13.6%. The liquidity coverage ratio declined to 133% from 135%, and the net stable funding ratio fell to 118% from 119%, primarily reflecting customer lending growth.
