Lloyds Banking Group publishes HY 2026 investor factbook
LYG•HY 2026 factbook and results
Lloyds Banking Group published its 2026 half-year shareholder factbook, dated July 30, 2026, outlining results and updated 2026 guidance.
- 1H 2026 statutory profit after tax: GBP 3.12 billion
- Return on tangible equity: 17.1%
- Net income: GBP 9.75 billion
- Banking net interest margin: 3.19%
- Cost:income ratio: 50.4%
- Asset quality ratio: 0.25%
2026 guidance reiterated
The company reiterated its 2026 guidance:
- Underlying net interest income above GBP 14.9 billion
- Return on tangible equity above 16%
- CET1 ratio around 13%
Report posted at https://www.lloydsbankinggroup.com.



