MainStreet Bancshares Q2 FY26 net income rises 14% to $4.7 million; net interest margin widens to 3.53%
MNSB•Quarterly results and margin
MainStreet Bancshares posted Q2 2026 net income of $4.7 million, up 14% from Q1, with EPS of $0.58.
Net interest margin widened to 3.53%.
Balance sheet and credit metrics
The company repurchased 207,000 common shares; tangible book value per share rose to $26.30.
It booked $78 million in new loans; the loan-to-deposit ratio held at 100%.
Nonperforming assets were 2.77% of total assets; 30-89 days past due and accruing fell to 0.79% with no net charge-offs.



