Mercury Insurance Issues Five Safety Tips to Prevent Thousands of Battery Fires
MCY•Mercury Insurance warns that lithium-ion battery failures cause thousands of U.S. home fires annually and issues five safety measures—approved chargers, monitored charging, heat avoidance, damage checks and proper disposal—to curb garage fire hazards. Implementing these steps across its 6,340-agent network in 11 states could reduce homeowners insurance loss ratios and bolster Mercury's A.M. Best 'A' rating over summer.
1. Garage Charging Fire Risks
Lithium-ion batteries powering e-bikes, scooters, power tools and backup systems have been linked to thousands of U.S. home fires each year due to thermal runaway events. Summer heat and increased device usage further elevate the risk of fast-moving garage fires that can spread to adjacent structures.
2. Five Lithium-Ion Battery Safety Measures
Mercury Insurance outlines five key precautions: use only manufacturer-approved chargers, avoid charging devices when asleep or away, store batteries away from extreme heat, inspect for swelling or leaks before use and dispose of spent cells through certified recycling or hazardous waste programs.
3. Impact on Insurance Claims and Company Profile
By promoting these protocols through its network of 6,340 independent agents across 11 states, Mercury aims to lower homeowners insurance loss ratios during peak fire season. The company holds an A.M. Best 'A' rating and offers personal auto, homeowners and commercial lines in key regional markets.




