Mercury Insurance ranks Chevrolet Colorado LT as cheapest 2026 truck to insure

Mercury General released a 2026 ranking of the 10 most affordable new pickup trucks to insure, based on internal premium analysis.

• Chevrolet Colorado LT ranked No. 1; Chevrolet Silverado C3500 ranked No. 2.
• Ford Maverick/Ranger, Hyundai Santa Cruz SE, and Toyota Tundra CrewMax also placed in the top five.
• The analysis cited repair complexity, parts availability, theft frequency, and safety systems as key drivers of insurance costs.
• The methodology covered new 2025-2027 model year trucks; results vary by driver profile, location, coverage choices, and underwriting factors.