MidCap Financial Cuts Dividend 18%, Marks Portfolio Down 3% and Launches $100M Buyback

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MidCap Financial lowered its quarterly dividend 18% to $0.31 per share and marked down its portfolio by about 3%, citing weaker older loans and shifting interest-rate assumptions. It authorized a $100 million share repurchase as it posted $29 million in net unrealized losses and $47 million in realized losses.

1. Dividend Cut and Asset Markdown

MidCap Financial Investment Corp. reduced its quarterly payout from $0.38 to $0.31 per share and wrote down approximately 3% of its portfolio value, attributing the markdown to underperformance in several older loans and revised interest-rate projections.

2. Investment Income and Losses

Net investment income rose slightly to $0.39 per share from $0.38 in the prior quarter, while the company recorded $29 million in net unrealized losses and $47 million in net realized losses driven by restructurings and valuation declines.

3. $100M Share Repurchase Plan

The board approved a $100 million stock buyback to be executed at current market levels near $10.53, roughly a 26% discount to the $14.18 NAV, with management indicating buybacks will generate higher accretion than new investments.

4. Portfolio Concentration and Non-Accruals

Software loans account for 11.4% of the portfolio, below industry peers, and investments in Bird Rides, Banner Solutions and Renovo were placed on non-accrual status, reflecting concerns over credit performance.

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