National Capital Bancorp Q2 FY26 net income drops 15.15% to $1.62 million; net interest margin rises 11 bps to 3.62% - NACB News | RalliesNational Capital Bancorp Q2 FY26 net income drops 15.15% to $1.62 million; net interest margin rises 11 bps to 3.62%
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NACB• Credit quality and equity
- Non-performing loans eased to 2.32% of loans from 2.55% at Dec. 31, while shareholders’ equity increased 10.89% to $70.17 million.
Dividend and merger update
- The board declared a $0.26-per-share cash dividend, payable Aug. 28.
- CEO Jimmy Olevson said the ODNB merger is targeted to close in Q4 2026.
Quarterly results and balance sheet
- National Capital Bancorp posted Q2 net income of $1.62 million, down 15.16% year over year; EPS fell 15.06% to $1.41.
- Total assets rose 5.74% to $742.92 million, while loans slipped 1.18% to .
$503.87 million
Deposits climbed 6.74% to $655.95 million, while net interest margin widened 0.11 percentage point from Q1 to 3.62%.•
