NBT Bancorp Q3 2026 net income rises 7% year-on-year to $58.03 million
NBTB•NBT Bancorp’s third-quarter 2026 net income rose 7% year over year to $58.03 million, while net interest income increased 6% to $142.08 million. The company set a fourth-quarter cash dividend of $0.40 per share, payable December 15, 2026.
1. Quarterly results
NBT Bancorp’s third-quarter 2026 net income rose 7% year over year to $58.03 million. Net interest income climbed 6% to $142.08 million, primarily due to organic interest-earning asset growth and lower funding costs.
2. Provision and dividend
The loan-loss provision fell 38% from the second quarter to $3.79 million, primarily due to slower loan growth and a lower allowance. The fourth-quarter cash dividend is $0.40 per share, an 8% increase from the third quarter of 2025, and is payable December 15, 2026.
