Nelnet Q4 Revenue Climbs 5% to $392M, Net Interest Income $107.1M
Nelnet’s sales rose 5% year-on-year to $392 million in Q4 CY2025, topping consensus by $10 million, with net interest income at $107.1 million versus estimates of $84 million. GAAP EPS came in at $1.60, 1.8% shy of expectations, prompting a 2.2% share decline after the report.
1. Q4 CY2025 Financial Results
Nelnet reported Q4 CY2025 revenue of $392 million, up 5% year-over-year and surpassing analyst forecasts of $382 million by 2.6%. Net interest income reached $107.1 million, significantly above the $84 million estimate, while pre-tax profit was $46.38 million, reflecting an 11.8% margin.
2. EPS Performance and Market Reaction
The company delivered GAAP EPS of $1.60, missing the $1.63 consensus by 1.8%, which weighed on investor sentiment. Shares fell 2.2% following the release, with the mixed beat-miss results highlighting strengths in interest income but raising questions about profitability trends.