NerdWallet Financial Resilience Index rises to 63.1 in July 2026
NRDS•Generational gap widens
The generational gap widened, with Baby Boomers at 75 versus Gen Z at 51.9, highlighting higher vulnerability among younger cohorts.
July financial resilience index rises
NerdWallet’s July 2026 Financial Resilience Index rose to 63.1 from 61.6 in June, extending gains since tracking began in May.
Recession expectations eased to 60% from 62% in June, but the survey’s post-ceasefire collapse raised downside risk to sentiment.
Household conditions remain steady to firmer
Household conditions stayed steady to firmer, with 79% confident on bill payments; 65% able to cover an unexpected $1,000 expense.
Reliance on credit to manage some expenses fell to 33% from 35% in June, signaling modest near-term balance-sheet relief.
