Northpointe Bancshares Q2 FY26 net income rises 18% to $21.3 million; diluted EPS climbs to $0.60
NPB•Balance sheet and liquidity
MPP balances grew $513 million since year-end. Deposits increased $363.6 million, lifting cash and equivalents to $538.4 million.
Margin and noninterest income trends
Net interest margin narrowed 11 basis points to 2.33%, reflecting lower asset yields tied to rate moves and tighter MPP margins.
Noninterest income slipped 2.4% to $21.9 million on an 11.9% drop in net gain on loan sales to $17 million.
Quarterly results rise year over year
Northpointe Bancshares posted net income available to common stockholders of $21.3 million, up 18% from a year earlier.
Diluted earnings per share rose to $0.60. Net interest income before credit losses climbed 16.2% to $42.4 million.
