OP Bancorp Q2 FY26 net income rises 26% to $7.98 million; revenue increases 5% to $25.72 million
OPBK•Q2 FY26 results
OP Bancorp posted Q2 2026 net income of $8 million, up 10% from Q1 2026, with diluted EPS rising to $0.53.
Revenue increased 5% from Q1 2026 to $25.72 million, while net interest margin narrowed 11 basis points to 3.08%.
Provision for credit losses swung to a $149,000 reversal from a $412,000 provision in Q1 2026.
Noninterest income climbed 40% from Q1 2026 to $5.65 million, while noninterest expense rose 4% to $14.83 million.
CEO Sang K. Oh cited revenue growth, a credit-loss provision reversal, improved efficiency, loan and deposit growth, and stable asset quality.
