OpenAI launches ChatGPT Wallet, letting AI agents pay for purchases
MA•OpenAI launched ChatGPT Wallet, which lets AI agents pay for purchases without accessing users’ card details; each transaction requires a security check. The wallet was built with American Express, Mastercard and Visa and will initially be available to eligible ChatGPT Pro subscribers in the US.
1. Wallet launch
OpenAI said it launched ChatGPT Wallet, allowing AI agents to pay for purchases without accessing users’ card details. The wallet was built in partnership with American Express, Mastercard and Visa.
2. Availability and security
The wallet will initially be available in the US to ChatGPT Pro subscribers aged 18 and older with eligible US-issued cards, through the company’s always-on AI agents. Before each purchase, users can review the items, total and selected card, then approve the transaction with a security check such as Face ID or a fingerprint scan. A payment token replaces the actual card details, which the company said neither the business nor the agent can see.
3. Future delegation
OpenAI expects users eventually to delegate purchases to agents within set parameters, such as spending limits, categories or time periods.




