Oportun presents strategy for disciplined new member growth
OPRT•Oportun reported year-to-date 2026 net income of $34 million on revenue of $708 million, adjusted net income of $57 million and adjusted earnings of $1.14 per share. Its third-quarter net charge-off rate was 10.6%, down from 11.8% a year earlier.
1. Results and strategy
Oportun reported the results in an investor presentation and said it returned to risk-based pricing in the third quarter of 2026. The lender said it targeted lower-risk new members without affiliate lead generation.
