OppFi Q3 profit beats estimates on product launch, pricing initiatives
OPFI•OppFi reported Q3 adjusted EPS of $0.37, beating the $0.35 estimate, while revenue fell 4% year over year to $149.23 million and missed estimates. The company forecast 2026 revenue of $600 million to $610 million and adjusted EPS of $1.34 to $1.40.
1. Quarterly results
OppFi reported Q3 revenue of $149.23 million, below the $152.87 million analyst estimate and down 4% year over year. Adjusted EPS was $0.37, above the $0.35 estimate; reported EPS was $0.40.
2. Products and outlook
The company launched a new line of credit product, advanced its migration to the LOLA platform and cited product and pricing initiatives. OppFi repurchased $6.7 million in stock and forecast 2026 revenue of $600 million to $610 million, adjusted net income of $115 million to $120 million and adjusted EPS of $1.34 to $1.40.
