OptimumBank 2Q FY26 net income climbs 42.71% to $6.7 million; ROAA widens 0.48 percentage point to 2.04% - OPHC News | RalliesOptimumBank 2Q FY26 net income climbs 42.71% to $6.7 million; ROAA widens 0.48 percentage point to 2.04%
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OPHC• Balance sheet and leadership updates
- Total assets grew to $1.4 billion, up 10.42% from March 31; gross loans rose to $1.2 billion, up 11.57%.
- Deposits increased to $1.2 billion, up 11.09% from March 31.
- Moishe Gubin became CEO on May 1 as Braden R. Smith joined as president.
Second-quarter results improve sharply
- OptimumBank Holdings posted Q2 2026 net income of $6.7 million, up 42.72% from Q1 2026; diluted EPS rose to $0.28 from $0.20.
- Net interest income increased to $14.7 million, up 11.43% from Q1; net interest margin widened 0.08 percentage points to 4.57%.
- Return on average assets improved to 2.04% from 1.56%; return on average equity climbed to 20.34% from 15.12%.
