OptimumBank Holdings Q3 2026 net income jumps 66% year over year to $7.17 million
OPHC•OptimumBank Holdings’ third-quarter 2026 net income rose 66% year over year to $7.17 million. Net interest income increased 52% to $16.78 million, gross loans rose 68% to $1.37 billion and deposits increased 40% to $1.34 billion.
1. Quarterly results
OptimumBank Holdings’ third-quarter 2026 net income rose 66% year over year to $7.17 million. Net interest income climbed 52% to $16.78 million, primarily driven by higher average loan balances. Gross loans rose 68% to $1.37 billion, while deposits increased 40% to $1.34 billion.
2. Capital contribution
A $35 million subordinated notes offering during the quarter supported a $31 million capital contribution to the bank.
