Oregon Pacific Bancorp Q2 FY26 net income rises 16.2% to $2.8 million; net interest margin widens 6 bps to 4.19%

Miguel M. Santos joined as Senior Trust & Business Development Officer in Portland; Joe Carmichael was promoted to SVP, Commercial Lending Team Leader for Eugene.

Period-end deposits edged up 0.3% to $708.7 million, as demand balances rose $17.8 million while money market and savings fell $16.3 million.

Classified assets climbed to $19.5 million from Q1 on downgrades tied to a $7.4 million multi-family construction project and a $2.7 million nonprofit relationship.

Oregon Pacific Bancorp posted Q2 2026 net income of $2.8 million, up 16.22% from Q1 2026, with diluted EPS of $0.38.

Net interest margin widened 6 basis points to 4.19%, while total interest expense fell to .