Origin Bancorp’s second-quarter 2026 earnings call featured Chairman, President and CEO Drake Mills, bank President and CEO Lance Hall, CFO Wally Wallace, CRO Jim Crotwell.
Diluted EPS USD 1.09; net income USD 33.8 million; ROA 1.35%; net interest margin 3.92%, up 21 bps.
Loans rose 2.7% sequentially; deposits fell 0.6% on seasonality; noninterest-bearing deposits rose nearly USD 200 million to 26% of deposits.
Management modeled flat margin in Q3-Q4; Q2 margin included about 3 bps from non-accrual interest recoveries; average cash balances fell about USD 400 million.
Crossed USD 10 billion in assets; Durbin impact expected mid-2027 at USD 4-4.5 million; remaining buyback authorization USD 121.6 million.
OBK•
