Owlting teams with Decaf to offer U.S. dollar accounts to non-U.S. businesses
OWLS•Owlting embedded OwlPay Harbor into Decaf Business to offer U.S. dollar accounts to eligible non-U.S. entities. Decaf reported US$48 million in monthly payment volume, while Owlting targets more than US$1 billion in cumulative OwlPay payment volume by end-2026.
1. Account offering
Obook Holdings’ Owlting brand embedded OwlPay Harbor into Decaf Business to offer U.S. dollar accounts to eligible non-U.S. entities. Decaf controls customer onboarding and the interface, while Owlting earns fees tied to payment volumes processed through Harbor.
2. Payments and targets
The service supports U.S. domestic funding by wire and ACH, and payouts by wire, ACH, RTP and Visa Direct to eligible U.S. debit cards. Decaf Business has run in production on Harbor since August 2026; Decaf reported US$48 million in monthly payment volume. Owlting targets more than US$1 billion in cumulative payment volume processed across OwlPay by the end of 2026.
