Payoneer Global Tops $1.05B in 2025 Revenue; Q4 Misses by $7.7M
Payoneer Global reported Q4 revenue of $274.7 million, up 4.9% year-over-year but $7.7 million below forecasts, with EPS of $0.05. Full-year revenue hit $1.053 billion (8% growth), ex-interest revenue rose 14% driven by 28% B2B growth, and management guides $900–$940 million ex-interest revenue with $85–$95 million adjusted EBITDA.
1. Q4 Results
In Q4, Payoneer Global generated $274.69 million in revenue, marking a 4.95% increase year-over-year but falling $7.70 million short of consensus. Earnings per share were $0.05, missing estimates by $0.01.
2. Annual Revenue Highlights
For the full year, the company processed $87 billion across 190 countries, delivering $1.053 billion in revenue, up 8% from the prior year. Excluding interest income, revenues climbed 14%, reflecting broader transaction growth.
3. Segment Performance
SMB customer revenue grew 9% year-over-year to $197 million, while quarterly ARPU excluding interest rose 21%, marking the sixth straight quarter above 20% expansion. B2B revenue surged 28%, accounting for 30% of total revenues.
4. 2026 Guidance
Management expects to generate $900 million to $940 million in ex-interest revenue next year, alongside adjusted EBITDA of $85 million to $95 million, reflecting confidence in continued transaction volume growth.