PayPal Q4 EPS of $1.23 Misses as Revenues Climb 3.7% to $8.68B
PayPal Q4 non-GAAP EPS of $1.23 missed estimates of $1.29 despite 3.4% year-over-year growth. Net revenues rose 3.7% to $8.68 billion, falling short of the $8.77 billion consensus as payment transactions per active account declined while overall transaction margins saw single-digit gains.
1. Q4 Financial Results
PayPal reported non-GAAP EPS of $1.23 for Q4 2025, up 3.4% year over year but below the $1.29 consensus. Net revenues reached $8.68 billion, a 3.7% increase that missed the $8.77 billion estimate.
2. Payment Activity and Margins
The company saw an uptick in total payment volume and single-digit growth in transaction margin dollars, but payment transactions per active account declined. These mixed metrics highlight challenges in boosting engagement while maintaining margin expansion.