Wall Street analysts project PayPal will report fourth-quarter earnings of $1.29 per share, up from $1.19 a year earlier, on revenue of $8.78 billion compared with $8.37 billion in the prior-year period. These figures reflect a near-9% year-over-year rise in EPS and a 5% increase in top-line sales, according to Benzinga Pro consensus data compiled ahead of the Feb. 3 release.

Over the past 10 quarters, PayPal has surpassed revenue estimates in eight instances, including back-to-back beats in the last two periods. The firm’s track record of outperformance extends to earnings surprises as well, with six consecutive quarters of double-digit percentage EPS beats, underscoring management’s discipline in driving both transaction volumes and operating margins above street targets.

Investors view the upcoming results as a potential buying opportunity, given PayPal’s forward valuation below 10 times consensus earnings and its recently authorized share buyback program, which management has indicated could repurchase up to $7 billion in stock over the next 12 months. With mid-single-digit revenue growth targets and rising EPS guidance, PayPal’s leadership expects to capitalize on cross-border payment volumes and higher-margin value-added services in 2026.